Money is a big issue with me. I have lived the last three years in a desperate attempt to get out of debt. Don’t think I was pinching every penny. I still spent money on eating out with friends and buying gifts for loved ones. But for these last few years my entire wardrobe has been bought off of the Target clearance rack, I learned how to shop grocery stores for their best deals, I rented my movies from the .99 kiosks at Tom Thumb and I decorated my house by vigilantly searching for items being sold below their value (resale shops and estate sales). But this “Get out of debt” campaign has caused me to appreciate the value of my dollars. It has also caused me to be aware of how I am being totally taken out there in retail world. I love the Gap and it is one of the few stores I can buy off the rack and wear without having to see my tailor but even these middle-of-the-road stores have seriously decreased in quality. I have bought clearance items because I’ve had to and now I buy clearance because full price is entirely too much for the quality of the items being sold. While it is one of my favorite items, a shirt I bought off the Gap clearance rack would be complete highway robbery at its original $18. First of all, why is any T-shirt $18? But when you can hold it up and see right through it, then it might be too much even at the $6 I paid for it. If I have to buy an undershirt to wear under my t-shirt (which technically was birthed as an undershirt) to keep from being scandalous then don’t ask me to pay in the double digits.
Food prices are on the rise as well. I am flabbergasted at what I pay for food. We have had to eat out more than usual lately for various reasons. I generally choose a restaurant based on where I think I might find reasonable prices and still have at least a few healthy options. I’m usually wrong on both accounts. I understand that prices go up but I can usually tally up what my meal would costs at the grocery store (which is probably higher priced than what a food joint pays to buy in bulk) and become shocked at just how much I am overpaying. Restaurants know they can give you more food and then charge you twice as much. So now we are all broke and fat. Maybe think about how much value you find in your meal (and think outside of just quantity). Then think about how much you would pay to make that meal yourself. Then think about how much the restaurant should charge to make a profit. Then look at your bill. Then remember you still need to leave a generous tip.
I could decide not to buy clothes or eat out but that really isn’t going to happen. Instead, I have decided if I am going to pay for something I am going to pay a higher price for actual quality. If I eat out it will be at nice restaurants that charge higher prices for quality ingredients instead of places that give me too much food so they can justify charging double. If I buy clothes I will buy well made clothes produced outside of third world sweat shops. This probably means I will eat out less and wear the same outfit too much but at least I can put value back in my dollars.